We always advise checking with your insurance agent for your policy specifically. No, they should not. You pay for homeowner’s insurance in case of natural disasters. You cannot be penalized for opting to use your insurance. They typically raise rates by zip codes that were hit.

A deductible is the amount of money a policyholder must pay out of pocket as their portion of the claim. If you file a claim and it is covered, the deductible is subtracted from the amount the insurance company gives you to pay your contractor.

Some instances you will be required to file a W-9, notarized forms, 3rd party forms, contracts, ect. all to your mortgage company to release the funds to you. We can handle all of the filing on our end and the best part is every check will go to you so you know exactly what is happening from start to finish of the project.

Absolutely! Labor and materials are fully guaranteed. We offer a 50 year manufacturer Warranty on materials and 5-year standard Workmanship Labor Warranty.

Yes. Top Side Roofing is licensed as a general contractor, and we carry full liability insurance and workers comp. Customers are put at ease knowing we are reputable, financially secure, well established, and safe.

We will gladly provide you with a list of references both locally and nationwide upon request or look at our reference page on our Facebook or our BBB.

Our company uses asphalt shingles primarily architectural styles from a variety of manufacturers to suit customer needs. We are GAF and Certainteed certified, but also use some preferred manufacturers like Tamko, IKO, Malarkey, Boral, Decra, etc. If specific manufacturers are requested our company will gladly use the requested product when available.

Architectural shingles are two layers of shingle material bonded together, giving them a three dimensional appearance. They provide protection and deliver a superior appearance. Our company highly recommends these dimensional shingles, and if not covered by your insurance our company can make this upgrade an affordable choice for homeowners.

Insurance companies typically do not cover damage to wood, underlayment, or rafters. It is the homeowner’s responsibility to cover this cost. However, 90% of homes only need a few pieces of wood replaced, generally near chimneys and vents.

The estimate is provided by your insurance company. We do all the work for their industry standard price. Measurements and costs are compared with your insurance company to make sure no items were left out, or underpaid. If any discrepancies arise they are notified and adjustments are made.

The insurance and mortgage claim process can take as little as 2 days or up to 2 months. Top Side Roofing is highly experienced in working with these companies and strives to complete the process in a timely manner.

Top Side Roofing is a local, family-owned company. Our Colorado branch (J.R.B. Enterprises) has been established for over 41 years and our Oklahoma branch since 2022 with a combined total over 49 years of experience. Our office is permanent, and we will be around long after the storm.

Top Side Roofing offers a five year warranty on our workmanship.